Participants connect their spending patterns to their personal values and goals. They are also charged with creating a financial goal for themselves, which is used to illustrate the basics of an affordable savings plan.
Join us as we learn the bare bones of budgeting: timing and amount of your income, adding savings, paying bills on-time, and creating an allowance to cap spending. This workshop helps participants start the budgeting process if they have never started before with actionable ways to start answering the question: where does my money go?
Workshop participants are empowered to take charge of their financial well-being and follow the necessary steps towards saving for a better future. This workshop helps participants identify spending habits, broaden money management skills, and create new tools to help them stay on track and manage their financial resources.
This workshop provides an overview of identity theft (ID): what is is, the impact, prevention measures and recovery steps. Participants leave the class with information on how to prevent ID theft, how to obtain and use their credit report and steps to take to prevent or recover from being victimized.
Many seniors use reverse mortgages as a financial tool to help them achieve their goals of aging in place. Objective and clear information is presented on all aspects of a reverse mortgage including: eligibility, pro/cons, benefits, costs, strategies, etc. Senior homeowners should take this course to make an informed decision about this option.
Primarily for audiences who are planning to retire within 10 years, participants learn about the basics of Social Security, how it works, eligibility requirements and strategies for getting the most out of this program.
